Waterstone Retirement Services is an independent firm with no proprietary products. We tailor our recommendations to fit each client’s unique circumstance.

We receive a flat fee or a percentage of assets under management to provide financial planning services to businesses, corporate executives, professionals and individuals.

All of our recommendations are based solely on your needs, circumstances, goals and risk tolerance. In every situation, we help find the solution that fits.

OUR PHILOSOPHY

Our philosophy is to give clients the highest level of service and technical expertise to help manage their plans and maximize their wealth. Our team of
experienced professionals is committed to this philosophy and to upholding the Fiduciary Code of Conduct.

As a company, we are different in two key areas.

One, we have a deep and narrow focus in retirement planning. We know the
issues that you as a business owner face in designing a retirement plan that
is competitive, cost effective and valued by your employees. Our unique six
step process helps you navigate the complexities of product search, plan
design, fiduciary responsibilities and participant education.

This specialized focus in retirement planning also benefits you personally
when it comes time for you to retire. We help you answer the financial
question. “After the last paycheck, what do I do then?” We design a plan
that fits your specific needs and lays out the steps that you need to take
to begin this new chapter in your life.

Two, we are small and independent by design and selective with whom we work.
We utilize the abilities of strategic partners who provide expert project
support to us in administration, employee health benefits, estate planning.
We do not represent any investment firm or product. We represent our client.
In doing so, we bring you our unbiased recommendations based on what is in
your best interest.

People often ask us what makes us different. Our response is:

We help you to define what you want in retirement and then we lay the
foundation for you to help achieve “Retirement Success”.

Our philosophy is to give clients the highest level of service and technical
expertise to help manage their plans and maximize their wealth. Our team of
experienced professionals is committed to this philosophy.

Waterstone Retirement Services is an independent investment advisory firm
group with no material conflicts of interest. This means that we have no
alliances or financial or other relationships with any outside money
management firms, mutual fund companies or insurance companies. Because we
remain independent from any outside parties, we can retain complete
objectivity in rendering advice to you.