Re-defining success in Retirement Planning
Challenge…you have finally retired but now what? How do you generate a steady stream of retirement income?
Solution… work with a skilled financial advisor who takes a holistic, consultative approach focused on providing you an income strategy that fits your unique situation.
Challenge…you have accounts everywhere, you don’t have an overall plan of how you are invested and
Solution… partner with a trusted, experienced team of financial professionals who help you manage your investments for the long run and enable you to focus on the things that are important to you today.
Challenge…you want to work with someone who has no agenda or product to sell.
Solution…choose a firm that makes independent, impartial recommendations centered on your needs, goals, risk tolerance and circumstances.
It’s never too early to start. It’s never too late to start. You just have to start.
SERVICES
RETIREMENT PLANNING
A steady paycheck is one of life’s comforts. Once or twice a month, the money lands safely in your bank account.
Until, that is, you retire. And then it stops.
Suddenly, unless you have a traditional pension close at hand, you are the one who has to make sure that the money lands in your lap. You have to decide how much to take, where to take it from, how to make it last as long as you do.
These are many of the challenges retirees face at retirement and making the right decisions at this phase of your life can be critical. We help you to analyze the many alternatives available. We look at your overall financial picture and run “what if” scenarios to help you identify a strategy that fits your unique needs.
INVESTMENT PLANNING
You have an IRA account, a 401(k) account, several brokerage accounts and a bank account. Your spouse has their accounts as well. When was the last time that you reviewed your overall investments?
Are the individual investments performing well compared to their benchmarks? How is the overall portfolio performing? Are you invested in similar types of funds, eliminating the benefits of diversification? What are you paying in expenses?
We take a holistic look at your overall financial picture and help you choose investments that align with your values. We help you to consolidate accounts and develop an overall investment strategy. We use asset allocation and combine both active and passive management strategies to design a portfolio of diversified asset classes that seek to maximize potential returns for a given level of risk.
FINANCIAL PLANNING
One of the most challenging responsibilities that plan fiduciaries face is the proper management of the plan’s investments. The plan sponsor must continually assess whether the investments offered by the plan continue to be appropriate.
Our retirement plan solution provides you a clear and concise investment process. This customized process sets forth the parameters and procedures for monitoring and making decisions regarding plan investments. Our formal process helps you to design an Investment Policy Statement that fits your plan.
By following our unique process, Plan Sponsors gain the knowledge that appropriate, consistent decisions are being made.
